There are a few requirements necessary to secure a USDA home loan. The first is the property you’re wanting to buy must be located in a USDA designated rural area – check out the eligibility map to view all qualified areas. Homebuyers must also meet the required income limits, which can include any household member’s income.
As USDA qualified areas continue to expand, this home loan program is a beneficial option for first-time homebuyers, repeat buyers and those looking to live away from the heart of big cities. USDA loans are 30-year fixed rate mortgages that offer lower monthly payments with minimal upfront costs, which can even include the seller paying up to 6% of fees at closing1.
I’ll make sure you understand your home loan options and will answer any questions to help you accomplish your goals.
Our process is simple and streamlined. You can apply in minutes online or by contacting me to begin your mortgage experience.
I’ll be by your side to help guide you toward a smooth, on-time closing2 – then it’s time to celebrate your new home!
1Additional restrictions may apply. Contact your PrimeLending loan officer for more details.
2 On-time closing and fast processing is dependent on many factors including receiving timely documentation from the borrower.